by admin | Jun 1, 2018 | Home Insurance
What if your chimney fell on your neighbor, injuring him and ruining his expensive sports car, and you wind up facing a $500,000 judgment? If your homeowner’s policy pays a maximum $300,000 for liability, you would be in a tight spot. Where will the rest come...
by admin | Jun 1, 2018 | Home Insurance
A home can require a tremendous investment of money, time, and energy. Homeowner’s insurance is designed to protect that investment by insuring the actual structure or structures and the personal possessions in and around them, and providing liability protection...
by admin | Jun 1, 2018 | Home Insurance
When you buy a home, if you have a mortgage, you may be required by the lender to purchase a homeowner’s policy. Here’s what to expect as you look for the appropriate policy to cover your home. The People In general, a homeowner’s policy will have a...
by admin | Jun 1, 2018 | Home Insurance
If you own a home in a documented flood zone, there’s a 26 percent chance of experiencing a flood over the course of a 30-year mortgage.1 And while they are more common in some areas, floods can happen anywhere. In fact, nearly 20 percent of all flood insurance...
by admin | Jun 1, 2018 | Home Insurance
Because homeowner policies have set limits for replacing personal property, especially those items prone to theft, you may want to purchase additional coverage for some of your more valuable possessions. This is where floaters come in. The standard limit on most...
by admin | Jun 1, 2018 | Home Insurance
If you have special needs where your property is concerned, a standard homeowner’s policy may not fit the bill. There are a number of ways that your coverage can be expanded to ensure your peace of mind. In many cases, you can purchase additional coverage for...
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