Understanding Your Life Insurance Options

Understanding Your Life Insurance Options

Life insurance benefits are designed to replace your income in the event you are no longer able to provide for your family. While no one likes to talk about life insurance, it may be one of the best ways to meet your family’s ongoing financial needs at a time when...
What Does Medicare Cover?

What Does Medicare Cover?

Medicare is the federal health insurance program for persons age 65 and older as well as certain disabled individuals. In 1965, Medicare was enacted to provide a “safety net” of health-care coverage for qualifying individuals. Medicare is packaged in two major parts....
Am I Prepared for Long-Term Care Expenses?

Am I Prepared for Long-Term Care Expenses?

In general, Americans are not sufficiently prepared to pay for long-term care. Many of them go through their lives simply hoping that they won’t ever need it. Unfortunately, in the event that you or a loved one does need long-term care, hope won’t be enough to protect...
How Can I Extend My Liability Coverage?

How Can I Extend My Liability Coverage?

In this litigious society, no one is immune from potential lawsuits. Anyone with significant assets might need protection from the devastating effects of a liability lawsuit. Elected officials and members of boards may be especially vulnerable. It’s not uncommon for...
Insurance Basics: How to Insure Your Future

Insurance Basics: How to Insure Your Future

Long ago, people realized that there is strength in numbers. For hundreds of years, we have been joining forces against all kinds of calamities — including financial troubles. Enter: Insurance. The concept of insurance is simply that if enough of us can pool our money...