Teen Drivers: An Expensive Prospect

Teen Drivers: An Expensive Prospect

If you’ve ever seen a teen driver in a hurry, blasting the stereo and distracted by a rowdy carload of friends, then it’s easy to believe the studies that point out that, statistically, 16- to 19-year-olds are the riskiest drivers on the road.1 It’s...
High-Risk Driver: Insurance Difficulties

High-Risk Driver: Insurance Difficulties

Have you seen your driving record go up in smoke, only to learn that your insurer has cancelled your auto policy? It may be quite difficult to find a company that is willing to provide insurance down the road. And if you do find one, be prepared to pay the high...
Types of Insurance: Business, or Personal?

Types of Insurance: Business, or Personal?

Many individuals who run a business from their home must decide whether or not to buy personal or commercial auto insurance. And other drivers may use their own car to handle business at the request of their employer. Whatever the circumstances, some questions arise...
Getting Your Car Back

Getting Your Car Back

So your car was crashed or stolen, and you filed a claim with an insurance company. Now what? It all depends. If you own your vehicle, have collision insurance, and filed a first-party claim with your own insurance company, it may issue a check either to you, the shop...
What to Do After an Accident

What to Do After an Accident

Automobile collisions happen every day, clogging thoroughfares, twisting metal, complicating lives. Although no one wants to experience an accident, knowing what to do in case one happens to you could soften the impact on your life in the days and weeks to follow. At...
Your Premium and Discounts

Your Premium and Discounts

You and your neighbor could own identical cars yet pay a vastly different sum for insurance. That’s because you each may have a different set of circumstances that affect the level of risk you represent to an insurance company. Your premium, which is the amount...